Refund Policy
We're committed to your satisfaction with sarnivethiq's financial education services. Here's everything you need to know about our refund process and your rights as a student.
Eligibility Requirements
You may be eligible for a refund if you meet these specific criteria:
- Request submitted within 14 days of course enrollment
- Less than 25% of course materials accessed
- No certificates or credentials downloaded
- Technical issues preventing course access (verified by our support team)
- Course content significantly different from description
Please note that promotional or discounted enrollments may have different refund terms outlined at the time of purchase.
Processing Timeframes
Once your refund request is approved, processing times vary by payment method:
- Credit/Debit Cards: 5-10 business days
- PayPal: 3-5 business days
- Bank Transfer: 7-14 business days
- Digital Wallets: 2-7 business days
Processing may take longer during peak enrollment periods or Australian public holidays. We'll keep you updated throughout the process via email notifications.
How to Request Your Refund
Submit Request
Email our support team with your enrollment details and reason for refund
Review Process
We'll review your request within 3 business days and verify eligibility
Approval Notice
You'll receive email confirmation with expected processing timeline
Payment Return
Refund processed to your original payment method
Special Circumstances
We understand that unexpected situations arise. Special consideration may be given for:
- Medical emergencies with supporting documentation
- Unemployment or significant financial hardship
- Course technical issues that prevent completion
- Military deployment or family emergencies
Each case is reviewed individually by our student support team. Documentation may be required to verify circumstances and determine the best resolution.
Partial Refunds
In certain situations, partial refunds may be offered:
- Course completion between 25-50%: 50% refund possible
- Subscription services: Prorated refund for unused months
- Bundle purchases: Individual course refunds may apply
- Extended programs: Module-based refund calculations
Partial refunds are calculated based on content accessed and time elapsed since enrollment. Our team will provide clear breakdown of any partial refund calculation.
Need Help with Your Refund Request?
Our support team is available Monday through Friday, 9 AM to 5 PM AEST. We typically respond to refund inquiries within 24 hours during business days.
Contact Support Team